Centralized payment engine
Pain
Every product integrating the gateway on its own, each with its own bugs.
Solución
Own payment engine with WebPay/Transbank, running in production.
One integration point for every product
Case · Fintech & financial services
A financial software development company that ships to production
As a financial software development company we build automated reconciliation, payment gateways, regulatory reporting and client portals for fintechs, insurers, lenders and credit unions.
Where the money and the hours leak
In finance the failure is rarely in the code: it's in the seams. The gateway settles on one date, the bank reports on another, accounting expects a third format. Somebody closes that gap by hand every month — and that same person is the one who has to sign off on the regulatory report.
- Manual reconciliation between banks, gateways and accounting
- Regulatory reporting assembled by hand every month
- A legacy core that exposes no APIs to build on
- Client onboarding with friction and no audit trail
What we build
A stack that holds up to an audit
Automated reconciliation
Bank statements, gateway settlements and your accounting ledger matched in one flow, with rules you control.
- Banks, gateways and ledger in a single pipeline
- Exception queue instead of a spreadsheet
- Connectors to your core or ERP via API or file
Security and traceability by design
Financial software is reviewed, not just used. We build so every movement can be explained months later.
- Encryption in transit and at rest
- Audit log per action, with user and timestamp
- Segregated environments and least-privilege access
Payments, gateways and client portals
One integration layer for payments, and a portal where your clients resolve on their own what today goes through your inbox.
- Local gateway integration, WebPay/Transbank included
- Portal for statements, payments and documents
- Retries, refunds and per-transaction reconciliation
Regulatory reporting and onboarding
Reports generated from source data on a schedule, and an onboarding that leaves evidence of every step.
- Scheduled reports built from the source data
- Electronic invoicing integrated with the tax authority
- Onboarding with document validation and scoring rules
Typical situations
What we have in production
Electronic invoicing integrated with the tax authority (SII, Chile)
Pain
Tax documents issued by hand, outside the system that generated the sale.
Solución
Electronic invoicing wired into the transaction flow.
The document is issued from the transaction itself
B2B onboarding with automated quoting
Pain
Quotes prepared one by one; prospects waiting days for a number.
Solución
Automated quoting inside the onboarding flow, with traceability per step.
3× the onboarding volume with the same team
FAQ
What fintechs and insurers ask us
Do you meet financial security standards?
We build with the practices a financial audit asks for: encryption in transit and at rest, an audit log per action with user and timestamp, access by profile, and segregated development, staging and production environments. Everything stays auditable by your compliance team, down to who changed what and when, and both the code and the data are yours.
Do you integrate with local banks and payment gateways?
Yes, and with what the market actually uses: local gateways such as WebPay/Transbank, bank statement files and APIs, and tax authority electronic invoicing. Where an institution has no API, we work with the files it does provide, with validation, reprocessing and alerts when something doesn't match.
Do you build from scratch or on top of our core?
Both, and the decision isn't ideological. If your core works but is closed, we put an integration layer in front of it and build the new products around it. If the core is what's holding the business back, we migrate module by module and run both in parallel until the last one is out.
How does a project start?
With a 30-minute audit where we map your flows, integrations and reporting obligations. Within 48h you get a proposal with scope, phases and price. If we're not the right fit for what you need, we tell you on that first call.
Ready to boost your business performance?
Let's talk about building it together. No commitment.
No commitmentResponse within 24hProposal within 48h